Updated: Apr 16, 2020
“I already have one, it should be enough la! I’m already well covered!” or worse yet, “Aiya, I don’t need it yet, I just started work only” - Sounds familiar?
If you are a working adult here in Singapore, you should have already gotten yourself some Critical Illness coverage or been told you needed to.
Not everyone is lucky enough to be able to qualify, if you are still healthy, do read on.
WHEN IT DOES COME, YOU WANT TO BE READY
NCSS (National Cancer Society of Singapore) says 1 out of 4 to 5 people in Singapore may develop cancer in their lifetime and the number of people living with cancer will continue to increase.
Every day, 36 Singaporeans are told they have cancer.
If you were to get diagnosed with Critical Illnesses such as Cancer. You will need a lot of money to fund for your treatments and most of the time your medical insurance should suffice but you might be unable to work to bring in your income but expenses do not stop. The recent COVID ‘circuit breaker’ has shown some of us the worries of having no income with lots of expenses. Ready your money to keep your sanity.
GOOD NEWS!!! YOUR CHANCE OF SURVIVAL HAS SHOT UP!
Over the past 35 years our survival rates have shot up, Men who survive a cancer diagnosis by at least five years has gone up from 13.2% to 48.5%.
Don’t despair when you are diagnosed as the survival rates are a lot higher especially when you catch the disease early! Diseases like breast and colorectal cancers in their early stages are simpler and more effective. This is why having free medical check ups every 2 years helps.
Early Stage Illness coverage gives you a peace of mind, knowing that you have a strong fighting chance at going for treatment and resuming life normally afterwards and that your day to day expenses are already paid for.
IS IT JUST ABOUT MONEY?
Critical Illnesses isn’t just about having enough money, you will not feel the same physically and mentally throughout the whole ordeal.
There will be phases where you will go through,
Being fearful and weak during the diagnosis and initial treatment.
Then once you managed to make it through that phase, you go into coping with the fear that the cancer will recur, or a cancer that is stable will worsen.
When the cancer progresses, there will be an emotional roller coaster of trying to find treatments to prolong your life, or trying to decide when it’s time to stop treatment and sadly, preparing for the end of your life.
Sadly, most of the time, our loved ones go through this journey together.
IS WHAT YOU CURRENTLY HAVE ENOUGH?
“But CI coverage is quite expensive, I have many other things to pay for also.”
“I just started work so i don’t have much money, is this too expensive for me?
Take a look at how much you are covered for, how long will that last you?
If that worries you, good news, right now we have affordable ways to help protect your bank account while giving you the peace of mind to chase your dreams and live your life with your expenses paid for while you are sick.
HOW CAN I GET THIS?
Fill up your details and we will get back to you to arrange a free consultation to help you tailor a solution that fits your lifestyle.